Towing & Roadside Assistance In Missouri & The Midwest

auto insurance towing

A breakdown or other vehicle emergency can occur anytime, anywhere — and it usually happens when you least expect it. If you’re good at working with cars, you might be able to fix a minor mechanical issue and get back on the road quickly. However, a serious engine problem or an empty gas tank can leave you stranded in the middle of nowhere — with no help in sight.

Fortunately, in the era of the cell phone, the help you need can be just a quick phone call away. Most auto insurance carriers offer emergency roadside assistance as an optional coverage on their policies. These insurers partner with a local network of tow truck operators and auto repair shops to provide prompt roadside service to stranded motorists.

Roadside Assistance Plans Include Towing and Much More

The first question that comes to mind after a vehicle breakdown is usually, “Is towing covered by insurance?” Many policyholders mistakenly believe that towing coverage comes with their base policy — although this is rarely the case. The good news is that towing is a standard feature in most roadside assistance packages. In general, these plans cover the cost of the tow and any per-mile fees up to a specified limit, which can range from $50-$100.

Besides towing insurance coverage, roadside assistance plans may include:

  • Battery jump-starting: A dead battery can happen during cold weather, if you forget to turn your headlights off or if it’s old and runs out of “juice.” With emergency roadside assistance, you can get the quick jump you need to get your vehicle started again.
  • Changing tires: Flat tires are another common driving hazard covered by roadside assistance. With a quick phone call, you can have your provider dispatch a service truck to your location. The mechanic will replace the damaged tire with the spare in your vehicle to get you back on the road.
  • Unlocking your car: If you’ve locked your keys in your vehicle, you can have a roadside service technician sent to the scene to open it. If the tech doesn’t have the right tools for the job, it might be necessary for your plan provider to contact a locksmith.
  • Delivering gas: If you’ve run out of fuel and are not close to a gas station or convenience store, you can call roadside assistance and have them bring enough gas to get your car running.

Towing & Roadside Assistance In Missouri & The Midwest

Is Roadside Assistance Right for Me?

Consider adding roadside service to your policy if you have a long commute or spend a lot of time on the road. You should also get it if you have an older vehicle with a history of mechanical issues or if you’re not adept at working with cars.

Contact David Pope Insurance for Roadside Assistance in Missouri

David Pope Insurance Services, LLC can help vehicle owners in and around Missouri cities such as Union, St. Clair and Washington weigh the pros and cons of purchasing roadside assistance/car insurance towing coverage. Contact us for more information and a free quote today.

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