When you buy a car in Union, Missouri, you need auto insurance. If you have a family, sooner or later, it won’t be just you that you have to worry about. Your teen driver is probably going to want to start gaining their driving experience as soon as possible, and that means you are going to have to find auto insurance that accommodates them. You’ll want to add them to your own policy, or if they’re getting a car, get an auto insurance policy of their own.
It’s not just the added expense of bringing another driver into the family that you have to worry about with respect to insurance. It’s the expense of bringing one of the highest risk classes of driver into the mix. If you have more than one potential teen driver on the way, your head is probably swimming trying to figure out how to rewrite your budget to accommodate the new world order.
Auto insurance for teens in Iowa, Arkansas, Kansas, or Missouri places families in a unique category. Teen drivers are the most accident-prone. Over 243,000 teenagers were treated for motor vehicle crash injuries in 2013, and teenagers are three times more likely than drivers aged 20 and older to be in a fatal car crash. Naturally, your main concern is for your child’s safety, and you’re going to do everything you can to make sure they drive as safely as possible at all times. Sadly, the statistics show that some kind of accident somewhere down the line is practically inevitable.
When it comes to teen drivers’ insurance in Washington, Missouri, Union, St. Clair and surrounding areas, that can mean sky-high premiums. The fact that you are very careful with your teen’s driving privileges and that you’ve made sure your child is a responsible, defensive driver is great, but it’s not something that factors into an underwriter’s actuarial tables. The facts are that teenagers have much less experience than other drivers, and on average, they have poorer road judgment. They may also be much more easily distracted by their phones, the radio or friends in the car.
All of these are issues an insurance underwriter has to take into account when creating your policy. That’s why you need David Pope Insurance Services, LLC for auto insurance for young drivers in Union, MO, Washington, St. Clair and more.
See the teen driver guide.
If you’ve been tearing your hair out worrying about how you’re going to afford outrageous auto insurance premiums for your teenager, or worse yet, for your multiple teenagers, call David Pope Insurance Services, LLC right away. We pride ourselves on generating flexible quotes for a wide variety of policy needs.
We’ve insured countless teen drivers, as well as older drivers, higher risk drivers and drivers of non-standard vehicles. It’s what we do. And we’ll find you your quotes fast, so you won’t have to spend weeks biting your nails over whether or not you can afford for your child to drive.
Other auto insurance companies that haven’t drawn up and sold as many teen auto insurance policies as we have may not be as sensitive to your needs and concerns. They may not know the optimal way to give you the peace of mind that comes with knowing your child has the best possible coverage while still making sure you have affordable premiums. We do. We’ve done it over and over again. We know the right underwriters, the right techniques and the right policy options to design your ideal teen auto insurance policy.
As a local, family-owned and operated insurance company with over 15 years in business, we understand the needs of Missouri residents when it comes to auto insurance, especially when it comes to auto insurance for young drivers. We’ll work with you to find the policy you need at the rate you can afford, so your teen can enjoy the privilege of driving responsibly and hone the driving skills they will use for the rest of their lives.
We want your Missouri family to be part of the David Pope Insurance family. We want to insure your vehicles and your teens’ vehicles, and keep insuring them when they become adults themselves. We know we can only earn that kind of loyalty by giving you the best possible customer service and the most satisfaction when it comes to your auto insurance policies. That’s exactly what we’ve been doing for over 15 years, and we can do it for you and your family.
Let us show you how we can find you the perfect policy today. Give us a call at 636-535-1055 or fill out and submit a contact form online for a free quote now.
Rick BaileyVery helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.
Robbie BaileyDavid Pope and his son are wonderful people 10 outta 10.
George HodakNever had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.
Philip GerberYour insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.
Jim ArnoVery helpful with giving me options for insurance. Helped with transition from my past insurance company.
Jonathan MitchellMy home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.
Kristy HulseyCustomer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!
Travis OwensThe staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.
Yvonne HeinzThe customer service is fantastic and the price is a great value.
Union AmbulanceVery knowledgeable and gets us the best price on insurance.
Justin HulseyI could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!
Pauli AnschutzI am very happy with the service my family receives with David Pope Insurance. I highly recommend!
Brandon BealIt has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!
Jaron BondIt was easy and simple to setup my home and auto insurance. No complaints here at all.
Oakley CorbinGreat! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!
Alan EakerDavid was very easy to work with and get switched over to the new insurance wit great pricing!!
Andrew CapkovicThis guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.
Jacqueline WardWhen I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.
Ali KExcellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!
Gayle BDavid Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.
Mary FI have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.
Steve KThis agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!
Nicole BMy experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!