Small Business Insurance In Missouri, Iowa, Kansas & Arkansas

As a small business owner, you want to invest in insurance to protect yourself, your employees, your customers and your property. However, there are many types of small business insurance options in Missouri, so knowing which policies you should get is essential. At David Pope Insurance Services, LLC, we can help you understand the various insurance policies that would benefit your small business.

Why Should You Insure Your Small Business?

As a small business owner, you are responsible for the people and property involved with your company, from your customers to the cars your employees drive. As a result, you will be liable for any damages or injuries that require monetary compensation. A comprehensive insurance policy is vital to protect yourself from needing to cover every dollar you owe, which can be a lifesaver for your small business.

You may also be required to have insurance in some instances. For example, you need workers’ compensation if you employ at least five employees in Missouri. Regardless of whether the law requires you to have insurance, you can still benefit from investing in policies that cover various areas of your business.

Small Business Insurance Coverage Options

Many insurance policies are available for your small business, whether you own a restaurant or a landscaping company. You can use insurance to protect yourself from incidents such as employee dishonesty, food spoilage, liquor liability, damaged equipment and cyber liability. For example, investing in commercial auto insurance would be helpful if you own or drive vehicles as a part of your business operations. 

The two types of coverage that you should consider getting — regardless of your field — include:

  • Workers’ compensation: This coverage helps pay for the medical bills caused by any illnesses or injuries your employees may experience while working for you. The policy will also cover any wages your workers miss out on during this time.
  • General liability: Often considered one of the most important business insurance options, this insurance covers various claims against you, like property damage, third-party bodily injury, advertising injury and copyright infringement.

Small Business Insurance In Missouri, Iowa, Kansas & Arkansas

Insurance Options For In-Person Stores

There are also several coverage options that are helpful if you own an in-person store, such as:

  • Business interruption: This policy can help cover the renting and payroll costs that come with temporarily closing your current location to relocate. 
  • Business property: You can afford to rebuild your property or replace movable items in your building with this type of coverage.

Small Business Insurance In Missouri, Iowa, Kansas & Arkansas

Your small business can also benefit from a bundle of coverages called a business owner policy, or BOP. These policies can include general liability, business interruption, business property, electronic data and identity theft insurance coverage. 

Contact Today For Small Business Insurance in Missouri & the Midwest

If you are looking for small business insurance in Union, Missouri, or another place in our service area, our skilled team of insurance professionals can help. We have over 20 years of experience assisting businesses in various industries, so we know how to assist you in choosing the best policy for your specific needs. You can trust our family-owned insurance agency to provide liability coverage that gives you peace of mind while saving you money.

Ready to see how we can assist you as a small business insurance broker? Request a quote today! Our team members are also available to talk with you if you have questions about our offerings. 

Small Business Insurance In Missouri, Iowa, Kansas & Arkansas

Customer Testimonials

David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Very helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

David Pope and his son are wonderful people 10 outta 10.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Never had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Your insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Very helpful with giving me options for insurance. Helped with transition from my past insurance company.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

My home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Customer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

The staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

The customer service is fantastic and the price is a great value.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Very knowledgeable and gets us the best price on insurance.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

I could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

I am very happy with the service my family receives with David Pope Insurance. I highly recommend!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

It has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

It was easy and simple to setup my home and auto insurance. No complaints here at all.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Great! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

David was very easy to work with and get switched over to the new insurance wit great pricing!!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

This guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

When I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

Excellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

David Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

I have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

This agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!


David Pope Insurance 6365830800 101 S Oak St. Union MO 63084 US

My experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!


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