Kansas has a unique combination of businesses, with farming and manufacturing producing the highest revenue in 2022. However, many other industries thrive in Kansas, including telecommunications, real estate and petroleum refineries. While businesses of all sizes contribute uniquely to our state’s economy, they still require comprehensive commercial insurance to protect them from unforeseen events and meet state requirements.
Speaking to a local Kansas insurance broker about the appropriate policy and coverage amount for your business will save you precious time, money and energy. David Pope Insurance, LLC, has a team of agents ready to help you understand and select commercial insurance in Kansas.
Kansas commercial insurance is a protective financial tool for businesses, companies and enterprises — keeping state-specific needs in mind. It covers you against potential losses and liabilities arising from several risk factors, such as property damage, liability claims and business interruptions.
Most businesses buy a business owner insurance package for their essential needs. This policy allows you to add additional appropriate coverage, such as Kansas commercial auto insurance for company vehicles.
David Pope Insurance has served Kansas since 2005. As an experienced family-owned insurance broker, we thoroughly understand the insurance industry and the tailored commercial policies businesses of all sizes need. We offer a broad range of policies and work with some of the best insurance companies to ensure the most appropriate coverage for our valued clients.
Our dedicated team compiles comprehensive, affordable business policies to protect you from possible risk. Focus on your business, confident that you have the necessary coverage from an insurance agent in Kansas who has your best interests at heart.
Since every business is unique, there are no one-size-fits-all solutions. Working with a reputable Kansas insurance broker like David Pope Insurance will get you a comprehensive policy at the best price.
If you need commercial insurance quotes in Kansas, David Pope Insurance has many business and commercial insurance policies to fit various industries and company sizes. We also offer the following In addition to the commercial insurance described here.
Many Kansas businesses rely on cars, vans and trucks. The DOT Operating Authority defines different motor carrier insurance requirements based on the type of vehicle. You can also see a breakdown of the minimum mandatory auto insurance requirements on the Kansas Insurance Department website.
Though commercial auto insurance shares some aspects with personal auto insurance, commercial vehicle owners must meet different legal requirements. Speak to your Kansas insurance broker about getting the appropriate auto insurance — whether your business has one or 100 vehicles.
Kansas bases commercial insurance requirements and recommendations on industry. However, workers’ compensation is the only legally required business insurance policy. This policy ensures employees receive adequate benefits and compensation to cover expenses related to work injuries or illnesses.
Ask your Kansas insurance broker about exceptions to this rule, which include specific agricultural industry ventures and businesses with a gross annual payroll amount of $20,000 or less. All business payroll qualifies, not limited to the state of Kansas. Additionally, workers’ compensation exclusively covers work-related injuries, disability and sickness.
As an employer, you may also want to sign up your farm workers or other employees for a life insurance coverage package and, in case of a non-work-related disability, a comprehensive disability insurance policy to further protect your team.
Many entrepreneurs start by getting a business owner policy, then adding riders or additional coverage. David Pope Insurance offers business owner package insurance, which can include components such as:
When looking for a commercial insurance quote in Kansas, discuss the details and included policies with your insurance broker to ensure you have all the necessary coverage. Consider the following factors:
As a small business owner, you need an insurance agent in Kansas who understands your business’ nature and potential requirements. Whether you own a hair salon or a motorcycle repair shop, you need a small business policy tailored to fit the risks you may face.
If you own an in-person brick-and-mortar store, include business interruption and property insurance in addition to the essential coverage all small businesses must have.
Building and construction projects have unique risks, and though you may wish to add other policies like workers’ compensation insurance, you should also get builder’s risk insurance if you are in the construction business. Building materials, fixtures and equipment are expensive, and there are additional risks, such as:
If any of these or other potential risks lead to loss of equipment or supplies, increased project time, expensive replacement and related costs, you’ll be glad to have protection. The construction industry is complex and nuanced, and speaking to your preferred Kansas insurance broker can ensure you have adequate builder’s risk insurance.
As a Kansas business owner, you want complete coverage at a competitive price. However, finding comprehensive commercial insurance that covers you and your business, prepares you for the worst-case scenario and fits your budget can be tricky.
At David Pope Insurance, we offer personalized and comprehensive services to give you complete protection, with the benefit of having a Kansas insurance broker who cares about saving you time and money and wants to see you succeed. Count on us to evaluate your current policy, find you better coverage and help you file speedy insurance claims.
Contact us online or call us at 636-583-0800 today. Alternatively, request your free commercial insurance quote online, and we will respond to you immediately.
Rick BaileyVery helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.
Robbie BaileyDavid Pope and his son are wonderful people 10 outta 10.
George HodakNever had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.
Philip GerberYour insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.
Jim ArnoVery helpful with giving me options for insurance. Helped with transition from my past insurance company.
Jonathan MitchellMy home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.
Kristy HulseyCustomer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!
Travis OwensThe staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.
Yvonne HeinzThe customer service is fantastic and the price is a great value.
Union AmbulanceVery knowledgeable and gets us the best price on insurance.
Justin HulseyI could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!
Pauli AnschutzI am very happy with the service my family receives with David Pope Insurance. I highly recommend!
Brandon BealIt has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!
Jaron BondIt was easy and simple to setup my home and auto insurance. No complaints here at all.
Oakley CorbinGreat! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!
Alan EakerDavid was very easy to work with and get switched over to the new insurance wit great pricing!!
Andrew CapkovicThis guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.
Jacqueline WardWhen I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.
Ali KExcellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!
Gayle BDavid Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.
Mary FI have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.
Steve KThis agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!
Nicole BMy experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!